Proprietary Fintech Services Built & Operated by Us
We don't just build software — we create, launch, and operate full fintech services. Each product is designed from the ground up with AI at its core.
Open Banking & Payments
What It Does
Our open banking platform enables direct bank-to-bank payments, removing the need for card networks. Businesses can initiate payments, access account information, and offer seamless checkout experiences — all through our FCA and CBI regulated infrastructure powered by Banky.
How It Works
We connect directly to banks through PSD2-compliant APIs, enabling real-time payment initiation and account information services. Our AI layer optimizes routing, detects fraud in real-time, and ensures compliance across jurisdictions automatically.
Key Capabilities
Payment Initiation Services (PIS)
Enable customers to pay directly from their bank accounts with a single click — faster and cheaper than card payments.
Account Information Services (AIS)
Access aggregated account data with customer consent for credit scoring, financial health checks, and personalized services.
AI-Powered Fraud Detection
Real-time transaction monitoring with machine learning models that detect and prevent fraudulent payments before they settle.
Multi-Bank Coverage
Connected to major banks across the UK and EU, with expanding coverage to ensure maximum customer reach.
Who It Serves
Interested in Open Banking & Payments?
Let's discuss how this service can transform your business operations.